Wylie Car Insurance Specialist for over 18 years

Texas State law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $30,000. This basic coverage is often referred to as 30/60/30.

Texas Insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $30,000 Limit

*requirement for higher limits will go into effect - January 1, 2011

The state of Texas follows a Tort System meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the State). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at Durand Insurance, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, Durand Insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process.

Local car insurance is available in all of Texas! Did you know that insuring your Wylie home insurance or Wylie renter insurance together with your auto will give you a discount!!!

The average auto insurance premium for residents in Texas is $1,571 in 2010; the national average is $1,566. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company.

The last 3 years has seen a decrease in auto insurance rates. It is important to compare your car insurance so you get the best available rate! Durand Insurance will give you a double check of your current auto insurance and make sure you are getting all the discounts that are available to you on your car insurance.

Even within the state of Texas, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Texas is 13% lower in 2010 than 2009. 2009 was 9% higher than 2008 in Texas. Now is the perfect time to compare your Insurance rate to what can offer you on your auto insurance, by requesting a quote online you could save hundreds instantly!

Wylie History

The community of Wylie was originally known as "Nickelville". Tracks for the Gulf, Colorado and Santa Fe Railway were laid in the 1880s, which brought business to the vicinity of this railroad. The new location was named "Wylie" in honor of Colonel W. D. Wylie, a Civil war veteran and railroad official. The city was incorporated in 1887, and by 1900, had a schoolhouse, a bank, and gin mills. It received electrical service in 1920. Wylie was hit by a tornado in 1993 and in December, 1998, the city was ravaged by two fires. Recently, Wylie has transformed from a bedroom community to a more industrialized one.

Wylie and Nearby Attractions

Little Chapel-in-the-Woods
African American Museum
Cedar Hill State Park
Dallas World Aquarium
Heard Natural Science Museum and Wildlife Sanctuary
Dallas Zoo

Things To Do In Wylie

The Heritage Farmstead Museum features an 1891 Victorian farmhouse, a windmill, and gardens. Various artifacts reflecting the region's historical and cultural heritage are housed in the African American Museum, Collin County Historical Society Museum, Dallas Holocaust Museum, and Dallas Museum of Art. The Heard Natural Science Museum and Wildlife Sanctuary, another popular destination in the area, has live animals, a 2-acre native plant garden, 4 miles of hiking trails, and a 289-acre sanctuary. Little Chapel-in-the-Woods, which was created by O'Neil Ford in 1941, is a place of historic interest near Wylie. Opportunities for the enjoyment of activities like boating, camping, swimming, mountain biking, picnicking, and hiking are available at the Lake Tawakoni State Park, Bonham State Park, and Cedar Hill State Park.

Wylie Transportation

Air transportation is available from Dallas/ Fort Worth International Airport.

Wylie Higher Education

Collin County Community College, Criswell College, Amberton University, and Brookhaven College are some of the colleges near Wylie.

What to Do At the Scene of an Accident


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Does Your Insurance Agency Do All Of this

~ Annually Review All Policies for Discounts, Gaps and Coverages

~ Offer 24-Hour Service from Real People, Not Machines

~ Returens All Calls the Same Business Day

~ Makes Sure All Agents and Customer Service Reps in the Agency are Licensed and Bonded for your protection

~ Keep a Strong, Gifted Staff to Handle All of Your Insurance Requests

~ Offer Free Written Reports on Insider Secrets for Insurance products

~ Invest in Education for the entire agencye staff to better serve its clients

If you're insured by Any of Those "other" Insurance Compaines, Ask Yourself do I get this kind of service from them?

Their Service Is Unmatched

“My wife Dawn and I love the care, communication and customer service that we receive from Durand Insurance Agency. Their service is unmatched.”

David Clevenger, Little Elm, TX

Your Wylie Car Insurance Specialist

Wylie Car Insurance Specialist for over 18 years

What to Do At the Scene of an Accident