Whether its Fishing pontoon boats or Boat Insurance online

We are your Texas Boat Insurance Specialists

There are a wide range of coverage options and discounts of up to 40% on boat insurance in Texas. If you already have insurance on your Texas boat, now is the time to consider looking at better coverage and cheaper prices.

Texas weather allows for year round activity on the water, we strongly recommend all Texas boaters invest in boat insurance. Accidents can happen at any time, and inclement weather during even a warm weather can suddenly arise on even the most tranquil of Texas lakes.

Texas boat insurance rates are competitive in and of themselves alone. Additionally, there are a total of six major types of discounts, one or more of which almost ever TAHI customer qualifies for.

Some Coverages You should look for on you Texas Boat Policy

Physical Damage Coverage

Physical damage coverage - Protects you boat wheather the damage happens while the boat is in the water or out of the water. This will cover things like Fire, Lightning, Theft, Vandalism etc.

If you strike a submerged object in shallow water, your Texas boat insurance policy can cover the cost of repair. It will even cover damages caused when someone else is driving the boat, provided they are an authorized user per the terms of your policy.

If you require emergency service at any time such as towing, onsite labor, or delivery of vital supplies, we can cover up to $100.00 of these expenses to reimburse you for these unexpected costs.

Texas boat insurance policies can also protect equipment on the boat equivalent to 10% of the total physical damage coverage limit.

Watercraft Liability Coverage

More boats hit the waterways every year. Every Texas boat insurance policy should include sufficient protection against any number of incidents that can involve collision with other boats, other people, or docking areas.

There are three main specific arenas in which this coverage protects you.

1. Personal liability protection in the event of an accident.

If you or someone in your household causes injury to another person during the course of a boating accident, this coverage protects you from liability within your policy limits

2. Medical payments coverage.

If you are someone in your boat are injured, boat insurance in Texas can cover medical expenses within policy limits. This coverage extends to water-skiers pulled behind the boat and passengers swimming around the boat who may be struck by it.

3. Property damage liability.

This covers damage to your boat resulting from a collision with another boat or object in or near the water.

Added Policy Features

Boat insurance in Texas can cover emergency services and personal belongings within the boar. Anyone planning to take an extended boating trip, and all serious fishermen, should call an agent to hear more about the details this type of coverage offers.

Personal watercraft coverage can also be added to your Texas boat insurance policy. Ask one of our agent for more information on this option.

Did you know that insuring your Texas home insurance,Texas renter insurance and Texas Auto Insurance together with your Boat insurance will give you a discount!!!