Your Texas Auto Insurance Specialist

 Car Insurance Specialist for over 18 years

Texas State law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $30,000. This basic coverage is often referred to as 30/60/30. 

Texas Insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $30,000 Limit

*requirement for higher limits will go into effect - January 1, 2011

The state of Texas follows a Tort System meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the State). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at Durand Insurance, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, Durand Insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process.

Get local car insurance in all of Texas. Just follow this link to get an Texas Auto Insurance Quote now.

Lowest auto insurance rates available in all of Texas!  Did you know that insuring your Texas home insurance or Texas renter insurance together with your auto will give you a discount!!!

The average auto insurance premium for residents in Texas is $1,571 in 2010; the national average is $1,566. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company.

The last 3 years has seen a decrease in auto insurance rates. It is important to compare your car insurance so you get the best available rate! Durand Insurance will give you a double check of your current auto insurance and make sure you are getting all the discounts that are available to you on your car insurance.

Even within the state of Texas, rates have changed over the past few years. Even the best car insurance companies need to be Comparing the current average car insurance rates, the average auto insurance premium in Texas is 13% lower in 2010 than 2009. 2009 was 9% higher than 2008 in Texas. Now is the perfect time to compare your Insurance rate to what can offer you on your auto insurance, by requesting a quote online you could save hundreds instantly!