Sulphur Springs TX Auto Insurance Specialist for over 18 years

Texas State law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per car accident, and Property Damage Liability coverage with a minimum limit of $30,000. This basic coverage is often referred to as 30/60/30.

Texas Car Insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $30,000 Limit

*requirement for higher limits will go into effect - January 1, 2011

The state of Texas follows a Tort System meaning someone must be found to be at fault for causing the auto accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the State). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at Durand Insurance, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, Durand Insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process.

Local car insurance is available in all of Texas! Did you know that insuring your home insurance or renter insurance together with your auto will give you a discount!!!

The average auto insurance premium for residents in Texas is $1,571 in 2010; the national average is $1,566. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company.

The last 3 years has seen a decrease in auto insurance rates. It is important to compare your car insurance so you get the best available rate! Durand Insurance will give you a double check of your current auto insurance and make sure you are getting all the discounts that are available to you on your car insurance.

Even within the state of Texas, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Texas is 13% lower in 2010 than 2009. 2009 was 9% higher than 2008 in Texas. Now is the perfect time to compare your Insurance rate to what can offer you on your auto insurance, by requesting a quote online you could save hundreds instantly!

Sulphur Springs, Texas

Sulphur Springs, Texas, in Hopkins county, is 57 miles north of Tyler, TX (center to center) and 73 miles east of Dallas, TX. The city has a population of 14,551.

Sulphur Springs History

Sulphur Springs got its name from the springs of sulphur water that were abundant in the area. Native American tribes frequently set up temporary camps around the springs. When the first settlers arrived, most of them used the land around the springs for setting up their camps as well. Eli Bib, one of the first settlers, set up a store in his cabin and sold food grains, persimmon beer, whiskey, and ginger cake. In the year 1849, Dr. and Mrs. Davis arrived in Sulphur Springs. Dr. Davis's plan paved the route to the establishment of the city in future.

Sulphur Springs and nearby Attractions

Central Baptist Church
Lake Sulphur Springs
Sulphur Springs City Cemetery
Southwest Dairy Museum
Sulphur Springs Public Library
Sulphur Springs City Park

Things To Do In Sulphur Springs

Central Baptist Church is famous for its quaint atmosphere and the heavenly serenity that prevails on the Church grounds. Sulphur Springs City Cemetery is known for the beautiful garden that flourishes on its grounds. Lake Sulphur Springs is a well known fishing spot that attracts anglers from all around. Southwest Dairy Museum showcases the history of dairy farming in the area, because of which the city was known as the "Dairy Capital of Texas".
Sulphur Springs Transportation
Cox Field Airfield is located nearby.

Sulphur Springs Higher Education

Texas A & M University-Commerce, Tyler Junior College, and The University of Texas at Tyler provide higher education to the people of Sulphur Springs.

What to Do At the Scene of an Accident


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Jesse Hart, Killen, TX

Quick, Yet Professional, Service

"Your service was quick, responsive, and professional. I had been with a company that wasn't responding to my particular needs. Having your agent, Brenda, respond with such professionalism has restored my faith in how people should be treated. "

Steve Black, Sulphur Springs, TX

Your Sulphur Springs Car Insurance Specialist

Sulphur Springs TX Auto Insurance Specialist for over 18 years

What to Do At the Scene of an Accident