Plano TX Auto Insurance Specialist for over 18 years

Texas State law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per car accident, and Property Damage Liability coverage with a minimum limit of $30,000. This basic coverage is often referred to as 30/60/30.

Texas Plano Car Insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $30,000 Limit

*requirement for higher limits will go into effect - January 1, 2011

The state of Texas follows a Tort System meaning someone must be found to be at fault for causing the car accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the State). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at Durand Insurance for car insurance, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, Durand Insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process.

Local car insurance is available in all of Texas! Did you know that insuring your Plano home insurance or Plano renter insurance together with your auto will give you a discount!!!

The average auto insurance premium for residents in Texas is $1,571 in 2010; the national average is $1,566. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company.

The last 3 years has seen a decrease in auto insurance rates. It is important to compare your car insurance so you get the best available rate! Durand Insurance will give you a double check of your current auto insurance and make sure you are getting all the discounts that are available to you on your car insurance.

Even within the state of Texas, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Texas is 13% lower in 2010 than 2009. 2009 was 9% higher than 2008 in Texas. Now is the perfect time to compare your Insurance rate to what can offer you on your auto insurance, by requesting a quote online you could save hundreds instantly!

Plano TX

The city’s economy is thriving and the city government is interested in forming successful partnerships with local businesses. There are a number of large corporations calling Plano home, including JC Penny, EDS, Frito-Lay, Alcatel, and Dr. Pepper. Plano has internationally-recognized Police and Fire Departments, as well as an abundance of open space and parkland, award-winning schools, and easy access to regional airports. CNN Money chose Plano as its top place to live in the Western United States in 2004. It is the only city in Texas with a "AAA" Bond Rating from three of the country’s top bond rating companies.

Plano Culture

The Municipal Art Galleries of Plano encourage the arts and provide a venue for artists in the city. The galleries accept children’s and student’s art, and the exhibits last for one month. Plano has an impressive Courtyard Theater in its Haggard Park Historic District, and the Cox Gymnasium, started as a 1938 Works Progress Administration project, is a good example of the city’s cultural heritage. The city has an organization called Gotta Dance, which offers classes for children of all ages in ballet, tap, jazz, and modern dance techniques. There are a number of festivals and other events that take place every year in Plano, including Arbor Day, the Big Tex Cat Show, the Fall Home and Garden Show, Picnic in the Park Concert Series, and the Very Special Arts Festival.

Plano Sports and Leisure

Plano has a wide variety of sports facilities to offer its residents, including fields, ice, and courses. They host many amateur and non-traditional sporting events with the help of their well-developed sports support infrastructure. There’s the Dallas Cowboys Football & Texas Stadium, which offers tours and behind-the-scenes views of a popular NFL team. There’s Dallas Mavericks basketball at the American Airlines Center. Pizza Hut Park is a 20,000-seat soccer stadium for area soccer fans. Roughriders Baseball, Dallas Stars Hockey, and Dallas Sidekicks Soccer all add up to plenty of spectator sports opportunities. The Texas Motor Speedway and the Mesquite Championship Rodeo and Exhibit Hall offer other recreational activities for residents.