McKinney TX Auto Insurance Specialist for over 18 years

Texas State law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per Car accident, and Property Damage Liability coverage with a minimum limit of $30,000. This basic coverage is often referred to as 30/60/30.

Texas McKinney Car Insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $30,000 Limit

*requirement for higher limits will go into effect - January 1, 2011

The state of Texas follows a Tort System meaning someone must be found to be at fault for causing the auto accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the State). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at Durand Insurance, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, Durand Insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process.

Local car insurance is available in all of Texas! Did you know that insuring your home insurance or renter insurance together with your auto will give you a discount!!!

The average auto insurance premium for residents in Texas is $1,571 in 2010; the national average is $1,566. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company.

The last 3 years has seen a decrease in auto insurance rates. It is important to compare your car insurance so you get the best available rate! Durand Insurance will give you a double check of your current auto insurance and make sure you are getting all the discounts that are available to you on your car insurance.

Even within the state of Texas, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Texas is 13% lower in 2010 than 2009. 2009 was 9% higher than 2008 in Texas. Now is the perfect time to compare your Insurance rate to what can offer you on your auto insurance, by requesting a quote online you could save hundreds instantly!

McKinney, Texas

The history of McKinney, one of the oldest towns in North Texas, dates back over one hundred and fifty years to 1841, when the first settlers arrived in the region from Kentucky, Arkansas, and Tennessee. McKinney was named after Collin McKinney, one of the people who signed the Texas Declaration of Independence. Collin County got its name five years later, when the state’s first legislators, meeting under the Constitution of the State in 1846, created Collin, Denton, Hunt, and Grayson counties out of the territory that had been named Fannin County, an area that encompassed most of Northeast Texas. McKinney was originally incorporated as a town in 1849 and reincorporated as a city on May 28, 1859.

McKinney and nearby Attractions

Wilson Creek Park
Collin County Youth and Farm Museum
Old Post Office Museum
Heard Natural Science Museum
Van Alstyne Museum
Dallas World Aquarium

Things To Do In McKinney

McKinney offers easy access to several historic sites and museums including the Heard-Craig House, Collin County Historical Society Museum, Heard Natural Science Museum and Wildlife Sanctuary, Little Chapel-in-the-Woods, and Dallas Children’s Museum. Leisure hours can also be spent at Erwin Municipal Park, Wilson Creek Park, Murphy Park, Mouzon Park, and Finch Park. One can also enjoy boating and fishing on the Towne Lake.

McKinney Transportation

Dallas/ Fort Worth International Airport is the nearest international airport.
McKinney Higher Education
Collin County Community College-Central Park is the local college. University of Dallas and The University of Texas at Dallas are also near the city.