Auto Insurance Houston tx Specialist for over 18 years

Texas State law requires auto insurnace minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per car accident, and Property Damage Liability coverage with a minimum limit of $30,000. This basic coverage is often referred to as 30/60/30.

Houston auto insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $30,000 Limit

*requirement for higher limits will go into effect - January 1, 2011

The state of Texas follows a Tort System meaning someone must be found to be at fault for causing the car accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the State)from a auto accident. Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at Durand Insurance for auto insurance, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your car Insurance needs. If that is too complicated, Durand Insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process of your Texas auto insurance.

Lowest auto insurance rates available in all of Texas! Did you know that insuring your Texas home insurance or Texas renter insurance together with your auto will give you a discount!!!

The average auto insurance premium for residents in Texas is $1,571 in 2010; the national average is $1,566. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company.

The last 3 years has seen a decrease in auto insurance rates. It is important to compare your car insurance so you get the best available rate! Durand Insurance will give you a double check of your current auto insurance and make sure you are getting all the discounts that are available to you on your car insurance.

Even within the state of Texas, rates have changed over the past few years. Even the best car insurance companies need to be Comparing the current average car insurance rates, the average auto insurance premium in Texas is 13% lower in 2010 than 2009. 2009 was 9% higher than 2008 in Texas. Now is the perfect time to compare your Insurance rate to what can offer you on your auto insurance, by requesting a quote online you could save hundreds instantly!

Houston, Texas

Incorporated in 1837, Houston is the fourth largest city in the United States with a population of approximately 2 million people. The population of the greater Houston metropolitan area is approximately 5 million people.

Houston is located in eastern Texas, on Galveston Bay, near the Texas Gulf Coast. It is approximately two hours from the Texas/Louisiana border. It is unofficially nicknamed the "Bayou City" because of four bayous that run through the city. Houston's official nickname is "Space City" since it is home to NASA's Lyndon B. Johnson Space Center, where Mission Control is located.

The port of Houston is one of the ten busiest ports in the world and one of the busiest ports in the United States. Houston is well known for its energy (oil) and aeronautics industries and is home to the world-renowned Texas Medical Center.

Houston is ranked as the 32nd "Most Fun U.S City" in a survey conducted in 2003 by Cranium Inc. Factors taken into account in the ranking include: the number of sports teams, restaurants, dance performances, toy stores, the amount of a city's budget that is spent on recreation, and other factors.

Houston History

Houston was founded by two New York real estate promoters, John Kirby Allen and Augustus Chapman Allen, who purchased the land in 1836 and founded a town named after Sam Houston. The city was incorporated in 1837 and was the capital of the Republic of Texas until early 1839, when the capital was moved to Austin.

Some key dates in Houston's history include:

In 1861, Harris and all of the surrounding counties voted to secede from the Union and join the Confederacy in the Civil War. Not all Texas counties followed suit.
In 1901, a major oil discovery was made at Spindletop, near Beaumont, giving birth to the oil industry in southeast Texas and Houston.
In 1914, the Houston Ship Channel was constructed along the course of Buffalo Bayou.
In 1961, the Johnson Space Center was established at Clear Lake south of Houston.
In 1965, the Harris County Domed Stadium, later called the Houston Astrodome, was completed.