Georgetown TX Car Insurance Specialist for over 18 years

Texas State law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per car accident, and Property Damage Liability coverage with a minimum limit of $30,000. This basic coverage is often referred to as 30/60/30.

Texas Auto Insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $30,000 Limit

*requirement for higher limits will go into effect - January 1, 2011

The state of Texas follows a Tort System meaning someone must be found to be at fault for causing the car accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the State). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at Durand Insurance, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, Durand Insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process.

Local car insurance is available in all of Texas! Did you know that insuring your Georgetown home insurance or Georgetown renter insurance together with your auto will give you a discount!!!

The average auto insurance premium for residents in Texas is $1,571 in 2010; the national average is $1,566. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company.

The last 3 years has seen a decrease in auto insurance rates. It is important to compare your car insurance so you get the best available rate! Durand Insurance will give you a double check of your current auto insurance and make sure you are getting all the discounts that are available to you on your car insurance.

Even within the state of Texas, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Texas is 13% lower in 2010 than 2009. 2009 was 9% higher than 2008 in Texas. Now is the perfect time to compare your Insurance rate to what can offer you on your auto insurance, by requesting a quote online you could save hundreds instantly!

Georgetown, Texas

Georgetown, Texas, in Williamson county, is 8 miles N of Round Rock TX, (center to center) and 25 miles N of Austin, TX. The people of the city are in the Austin - San Marcos metropolitan area. Georgetown has a population of 28,339.

Georgetown History

Georgetown was founded in 1848 and named after George Washington Glasscock who donated land for the town. Early settlers were attracted to the area because of the abundance of goods, clear water, and timber; similar to the Tonkawa Indians who had flourished in the area for many years. Georgetown continued to be an agriculture based community for a major part of the 19th century and the early years of the 20th century. In 1873, Southwestern University was established and in 1878, the town had a railroad. These led to improved development and importance of the town.

Georgetown and nearby Attractions

Williamson County Courthouse
Palace Theater
Winberg Art Gallery
The Williamson Museum
San Gabriel Park
Founder's Park

Things To Do In Georgetown

Georgetown has one of the most active and well preserved historic downtowns in Texas. A walking tour of the area provides interesting glimpses of local history. The area's parks offer a variety of recreational activities including public pools, sports fields and courts, playground equipments, and picnic pavilions. Sports tournaments and other activities, like adventure programs, are frequently organized.

Georgetown Transportation

Austin-Bergstrom International Airport provides air transportation.

Georgetown Higher Education

Southwestern University is the local higher education institution. Other similar institutions in the neighborhood include Austin Community College and University of Texas.

What to Do At the Scene of an Accident


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Your Georgetown Auto Insurance Quote Specialist

Georgetown TX Car Insurance Specialist for over 18 years

What to Do At the Scene of an Accident