Ft. Worth TX Auto Insurance Specialist for over 18 years

Texas State law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $30,000. This basic coverage is often referred to as 30/60/30.

Ft. Worth Car Insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $30,000 Limit

*requirement for higher limits will go into effect - January 1, 2011

The state of Texas follows a Tort System meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the State). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at Durand Insurance, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, Durand Insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process.

Get local car insurance in all of Texas. Just follow this link to get an Ft. Worth Car Insurance Quote now.

Local car insurance is available in all of Texas! Did you know that insuring your Allen home insurance or Allen renter insurance together with your auto will give you a discount!!!

The average auto insurance premium for residents in Texas is $1,571 in 2010; the national average is $1,566. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company.

The last 3 years has seen a decrease in auto insurance rates. It is important to compare your car insurance so you get the best available rate! Durand Insurance will give you a double check of your current auto insurance and make sure you are getting all the discounts that are available to you on your car insurance.

Even within the state of Texas, rates have changed over the past few years. Make sure you are getting the best auto insurance services by comparing the current average car insurance rates, the average auto insurance premium in Texas is 13% lower in 2010 than 2009. 2009 was 9% higher than 2008 in Texas. Now is the perfect time to compare your Insurance rate to what can offer you on your auto insurance, by requesting a quote online you could save hundreds instantly!

Fort Worth, Texas

Fort Worth, located in north central Texas about 30 miles west of Dallas, is familiar to many as part of the Dallas - Fort Worth metroplex. Fort Worth is actually thriving city in its own right, with around 550,000 people and a bustling downtown area. It is the sixth-largest city in the state and one of the 30 most populous in the nation. Named after Texas army commander William J. Worth, the city was founded during the Mexican War in 1849 as a military outpost. Fort Worth steadily grew as a center for cattle and meatpacking, first as a supply center along the Chisholm cattle trail, later with the completion of America's first railroad in 1876. An oil boom in 1917 and multiple military installations built during both world wars triggered additional growth. Today, Fort Worth boasts a strong and diverse economy not dependent on any one industry. Companies headquartered in Fort Worth include Burlington Northern Santa Fe, Radio Shack and American Airlines.

Fort Worth Culture

Fort Worth's own website claims the city is the museum capital of the Southwest, and it may be right. The city's Culture District, located just south of 7th Street and west of University Drive, has more than a half dozen museums in a concentrated area. The Amon Carter Museum features 19th and 20th century western art, with works by Frederic Remington and Georgia O'Keeffe. The Modern Art Museum of Fort Worth is the oldest art museum in Texas, with contemporary paintings, sculpture and photography. Known as "America's best small museum," the Kimbell Art Museum has a world-class collection including works by El Greco, Cezanne, Rembrandt, Picasso, and Matisse. The Fort Worth Museum of Science and History has the Omni Theater and the Noble Planetarium.

Fort Worth Outdoors

There is no shortage of outdoor activities in Fort Worth. Within the city limits, boating is popular at Heritage Park at the intersection of the Clear and West forks of Fort Worth's Trinity River. Just 10 miles southwest of downtown Fort Worth, Lake Benbrook is one of the city's best freshwater fishing destinations. Holiday Park, Mustang Park and Rocky Creek Park, all located around Benbrook's periphery, offer facilities for hiking, boating and camping. Dozens of larger lakes are within an hour drive of the city. Golf courses in the area include the nationally-ranked Cowboys Golf Club, 19 miles away in Grapevine.