Bonham TX Auto Insurance Specialist for over 18 years

Texas State law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per car accident, and Property Damage Liability coverage with a minimum limit of $30,000. This basic coverage is often referred to as 30/60/30.

Texas Bonham Car Insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $30,000 Limit

*requirement for higher limits will go into effect - January 1, 2011

The state of Texas follows a Tort System meaning someone must be found to be at fault for causing the auto accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the State). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at Durand Insurance, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, Durand Insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process.

Local car insurance is available in all of Texas! Did you know that insuring your home insurance or renter insurance together with your auto will give you a discount!!!

The average auto insurance premium for residents in Texas is $1,571 in 2010; the national average is $1,566. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company.

The last 3 years has seen a decrease in auto insurance rates. It is important to compare your car insurance so you get the best available rate! Durand Insurance will give you a double check of your current auto insurance and make sure you are getting all the discounts that are available to you on your car insurance.

Even within the state of Texas, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Texas is 13% lower in 2010 than 2009. 2009 was 9% higher than 2008 in Texas. Now is the perfect time to compare your Insurance rate to what can offer you on your auto insurance, by requesting a quote online you could save hundreds instantly!

Bonham, Texas

Bonham, Texas, in Fannin county, is 36 miles north east of McKinney, TX (center to center) and 65 miles north east of Dallas, TX . There are 9,990 residents in the city.

Bonham History

Bailey Inglish constructed Fort Inglish in this area in 1837, which led to the establishment of a community which was initially known as "Bois D'Arc". In 1843, it was renamed "Bonham" in honor of the hero of the Battle of the Alamo, James Butler Bonham. On February 2, 1848, Bonham was officially incorporated. The city experienced significant growth after it was connected to the Texas and Pacific Railroad in the 1880s. It soon had grain mills, saw mills, a power plant, an ice plant, and streetcars. The Texas Power and Light Company was established in Bonham, and in 1925, the city received connections to natural gas lines.

Bonham and Nearby Attractions

Sam Rayburn House Museum
Fannin County Museum
Fort Inglish Park
Eisenhower Birthplace State Historic Site
Bonham State Recreation Area

Things To Do In Bonham

Bonham is home to several places of historic interest. The Fannin County Museum, located in the city, houses local and regional historical artifacts in a restored 1900 Texas and Pacific Railroad Depot. Sam Rayburn House Museum showcases exhibits which reflect the life of the 20th century politician. His 1916 home is listed in the National Register of Historic Places. Another attraction in Bonham is the Fort Inglish Park which features the replica of a log house built in 1837 by Bailey Inglish, and also includes restored log cabins and other pioneer artifacts. Bonham State Park, which is situated on more than 260 acres, offers facilities for swimming, boating, camping, mountain biking, and picnicking.

Bonham Transportation

Dallas/ Fort Worth International Airport is the nearest major airport.
Bonham Higher Education
Austin College, Paris Junior College, Texas A&M University - Commerce, and Southeastern Oklahoma State University are some of the colleges close to Bonham.